Loan calculators

Decision tools for people with a loan offer in hand or a loan they're already repaying. Free, no sign-up, and your numbers never leave your device.

Loan True Cost & APR Checker

See what your loan offer really costs once fees, GST and other charges are included.

Find out how much a part-prepayment saves, and whether to cut your EMI or your tenure.

See whether moving your loan to a lower rate still saves money after switching costs.

Work out your monthly EMI, total interest and full repayment schedule.

See what a card EMI — even a “no-cost” one — really costs after GST and fees.

Estimate a safe EMI from your take-home pay and expenses, and the loan it supports.