Loan calculators
Decision tools for people with a loan offer in hand or a loan they're already repaying. Free, no sign-up, and your numbers never leave your device.
Actual Interest Rate & APR Checker
The rate on your offer isn't what you really pay. Add the processing fee, GST and other charges to see the actual interest rate (APR) and the total cost.
Open calculatorLoan Prepayment Calculator
Find out how much a part payment saves on your home or personal loan, and whether to cut your EMI or your tenure.
Open calculatorBalance Transfer Calculator
See whether transferring your home loan (or any loan) to a lower rate still saves money after switching costs.
Open calculatorEMI Calculator
Work out your monthly EMI, total interest and full month-by-month amortization schedule for any loan.
Open calculatorCredit Card & No-Cost EMI Calculator
See what a card EMI — even a “no cost” one — really costs after GST on interest and fees.
Open calculatorLoan Affordability Calculator
Estimate how much EMI fits your budget after rent, expenses and savings, and the home or personal loan it supports.
Open calculatorFOIR Calculator
See how much of your income already goes to EMIs, what a new loan would do to it, and how much more EMI fits a FOIR limit you choose.
Open calculatorLoan Foreclosure Calculator
Find out how much it takes to close your loan today, what the foreclosure charge and GST add, and how much interest you avoid.
Open calculator